Integrated Multi-Generational Family Planning
Comprehensive family office solutions for families with $10M+ in investable assetsFamilies with $100M+ have long had access to a dedicated family office — a coordinated team of specialists managing every dimension of their financial lives. Through technology and a deeply integrated approach, Client First Capital delivers that same institutional-quality coordination to families starting at $10M.
Our methodologies are proven to simplify complex situations seamlessly with your goals, leaving you to focus on living your best possible life during and after your career. Consistent with our values, we provide a tailored experience that synchronizes all the moving pieces and provides support whenever and wherever you and your family need it.
- Custom portfolio construction Optimal asset allocation tailored to your risk profile and goals
- Alternative investments access Private equity, hedge funds, real assets
- Portfolio monitoring & rebalancing Continuous oversight with proactive rebalance recommendations
- Performance reporting Consolidated reporting across all accounts and custodians
- Year-round tax planning Ongoing identification of opportunities across income, investments, and entities
- Tax-loss harvesting Continuous scanning of portfolio for harvest opportunities
- Entity structuring (LLCs, trusts) Tax impact modeled across structures and coordinated with legal counsel
- Qualified opportunity zones Deal screening and tax deferral outcome modeling
- Coordination with CPA/tax counsel Preparation and coordination across your full professional team
- Estate plan design & review Scenarios modeled and coordinated with your estate attorney
- Trust administration coordination Distribution tracking, compliance deadlines, and recordkeeping
- Gifting strategies (GRATs, IDGTs) Optimal timing and structure modeled for your situation
- Wealth transfer projections Estate value modeled across multiple tax and market scenarios
- Next-gen financial education Structured programs to prepare heirs for stewardship
- Wealth aggregation dashboard All accounts, custodians, and real assets connected in one view
- Cash flow planning & forecasting Income, distributions, and spending needs modeled forward
- Bill pay & expense oversight Expense categorization, anomaly flagging, and approval workflows
- Liability & debt management Rate monitoring and refinance opportunity identification
- Insurance portfolio review Coverage gap analysis across life, liability, P&C, and umbrella
- Concentrated position strategies Collar, exchange fund, and staged sale options modeled
- Asset protection planning Exposure mapped across entities; attorney structures protection
- Cyber & identity risk Continuous monitoring for digital threats to your wealth
- DAF & private foundation setup Tradeoffs and timing analyzed to guide the right structure for your family
- Charitable giving strategies QCDs, appreciated stock gifts, and CRATs optimized for your tax situation
- Family gifting strategy Coordinated annual gifting plans that align family values across generations
- Grant-making & due diligence Organizations researched and vetted; your family directs the mission
- Impact investing integration ESG and impact screening aligned to your values
- Family investment policy statement Developed collaboratively to align the family on goals and values
- Family meeting facilitation Agendas, reports, and scenario analysis prepared and guided by your advisor
- Succession & continuity planning Plans documented and family conversations guided by your advisor
- Next-gen onboarding Structured programs for heirs entering wealth
- Business exit & liquidity planning Sale scenarios and after-tax outcomes modeled across structures
- Business valuation monitoring Ongoing benchmarking against industry comparables
- ESOP / buy-sell coordination Structures modeled and coordinated with legal counsel for execution
- Key person insurance review Coverage audited against actual business exposure
- Dedicated relationship team Proactive preparation, research, and follow-up on your behalf
- Real estate oversight Property value tracking, expense monitoring, and insurance management
- Lending & liquidity strategies SBLOC, mortgage, and margin options compared and coordinated
- Referral network coordination Attorney, CPA, and estate specialist coordination on your behalf
Working with Fidelity or Schwab Trust Company and Client First Capital. When professional trustee oversight is needed, we partner with leading corporate trustees to provide independent, objective administration — protecting your wishes across generations while maintaining seamless coordination with your broader wealth plan.
- Revocable & irrevocable trust management Ongoing trustee duties administered by a licensed corporate trustee
- Distribution oversight & discretionary decisions Impartial evaluation of beneficiary requests per trust terms
- Trust accounting & record-keeping Complete fiduciary recordkeeping and annual accountings
- Successor trustee services Seamless transition when an existing trustee steps down
- Special needs trust administration Preserving benefit eligibility while fully supporting beneficiaries
- Charitable trust administration CRATs, CRUTs, CLTs administered alongside your philanthropic strategy
- Beneficiary communication & reporting Clear, consistent, and objective relationship management
- Compliance & regulatory monitoring Deadline tracking, filings, and documentation kept current
When Client First Capital serves as investment advisor to a trust for which a corporate trustee (Fidelity or Schwab Trust Company) acts as trustee, a potential conflict of interest may exist. We are committed to full transparency. Please review our Form ADV Part 2A and fee disclosures for complete information.
Our Approach to Fees: Fees are structured based on the breadth of services required.