Integrated Multi-Generational Family Planning
Comprehensive family office solutions for families with $10M+ in investable assetsFamilies with $100M+ have long had access to a dedicated family office — a coordinated team of specialists managing every dimension of their financial lives. Through technology and a deeply integrated approach, Client First Capital delivers that same institutional-quality coordination to families starting at $10M.
Our methodologies are proven to simplify complex situations seamlessly with your goals, leaving you to focus on living your best possible life during and after your career. Consistent with our values, we provide a tailored experience that synchronizes all the moving pieces and provides support whenever and wherever you and your family need it.
- Custom portfolio construction AI models optimal asset allocation by risk profile
- Alternative investments access Private equity, hedge funds, real assets
- Portfolio monitoring & rebalancing AI triggers alerts & rebalance recommendations
- Performance reporting AI-generated consolidated reports across all accounts
- Direct indexing / SMAs Tax-loss harvesting at individual security level
- Year-round tax planning AI identifies opportunities across income, investments, entities
- Tax-loss harvesting Automated scanning of portfolio for harvest opportunities
- Entity structuring (LLCs, trusts) AI models tax impact of structures; advisor executes
- Qualified opportunity zones AI screens deals, models tax deferral outcomes
- Coordination with CPA/tax counsel AI prepares tax packages; advisor coordinates
- Estate plan design & review AI drafts scenarios; attorney executes
- Trust administration coordination AI tracks distributions, compliance deadlines
- Gifting strategies (GRATs, IDGTs) AI models optimal timing and structure
- Wealth transfer projections AI models estate value under multiple scenarios
- Next-gen financial education AI-curated programs; advisor facilitates
- Wealth aggregation dashboard AI connects all accounts, custodians, real assets
- Cash flow planning & forecasting AI models income, distributions, spending needs
- Bill pay & expense oversight AI categorizes and flags anomalies; human approves
- Liability & debt management AI monitors rates, models refinance opportunities
- Insurance portfolio review AI audits gaps in life, liability, P&C, umbrella
- Concentrated position strategies AI models collar, exchange fund, staged sale options
- Asset protection planning AI maps exposure; attorney structures protection
- Cyber & identity risk AI monitors and alerts on digital threats to wealth
- DAF & private foundation setup AI models DAF vs foundation tradeoffs & timing
- Charitable giving strategies AI optimizes QCDs, appreciated stock gifts, CRATs
- Grant-making & due diligence AI researches nonprofits; family directs mission
- Impact investing integration AI screens ESG/impact options aligned to values
- Family investment policy statement AI drafts; advisor facilitates family alignment
- Family meeting facilitation AI prepares agendas, reports, scenario analysis
- Succession & continuity planning AI documents plans; advisor guides conversations
- Next-gen onboarding Structured programs for heirs entering wealth
- Business exit & liquidity planning AI models sale scenarios, after-tax outcomes
- Business valuation monitoring AI benchmarks valuation vs. industry comps
- ESOP / buy-sell coordination AI models structures; attorneys execute
- Key person insurance review AI audits coverage vs. business exposure
- Dedicated relationship team AI handles prep, research, and follow-up tasks
- Real estate oversight AI tracks property values, expenses, insurance
- Lending & liquidity strategies AI compares SBLOC, mortgage, margin options
- Referral network coordination Attorney, CPA, estate specialist coordination
Working with Fidelity or Schwab Trust Company and Client First Capital. When professional trustee oversight is needed, we partner with leading corporate trustees to provide independent, objective administration — protecting your wishes across generations while maintaining seamless coordination with your broader wealth plan.
- Revocable & irrevocable trust management Ongoing trustee duties by a licensed corporate trustee
- Distribution oversight & discretionary decisions Impartial evaluation of beneficiary requests per trust terms
- Trust accounting & record-keeping Complete fiduciary recordkeeping and annual accountings
- Successor trustee services Seamless transition when an existing trustee steps down
- Special needs trust administration Preserving benefit eligibility while supporting beneficiaries
- Charitable trust administration CRATs, CRUTs, CLTs alongside your philanthropic strategy
- Beneficiary communication & reporting Clear, consistent and objective relationship management
- Compliance & regulatory monitoring Deadline tracking, filings, and documentation
When Client First Capital serves as investment advisor to a trust for which a corporate trustee (Fidelity or Schwab Trust Company) acts as trustee, a potential conflict of interest may exist. We are committed to full transparency. Please review our Form ADV Part 2A and fee disclosures for complete information.
Our Approach to Fees: Fees are structured based on the breadth of services required.